It depends where you live, but standard homeowners insurance
policies will typically help pay to repair damage caused by
certain risks, or perils, including:
What is covered in Motor Insurance?
Motor Insurance covers :
- Accident caused by external means.
- Man made calamities, such as Explosion, Burglary, Theft, Riots & Strikes,Malicious Acts, Terrorism, etc
- Natural calamities like Earthquakes, Fire, Floods, Typhoons, Hurricanes, Storms, Cyclones, Lightning,etc.
- While in Transit by rail/road, air or waterway.
- Third party legal liability
- Cover for an owner driver in case of death